Another life4/11/2023 ![]() ![]() An investment professional or insurance agent must tell you the important facts about the pros and cons of the exchange. Those who offer these products must follow Securities and Exchange Commission (SEC), FINRA and state securities regulations, in addition to state insurance law. Only exchange your life insurance policy if you determine, after knowing all of the facts, that the exchange is better for you and not just better for the person trying to sell you the policy.īoth variable life insurance and variable universal life insurance are securities.
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